Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 12 percent)?

%

Enter the total of any one-time payments that your family will have. (E.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Cline Financial Group
www.ClineFinancial.net

Mark A. Cline, Senior Vice President with United Equity Group which is

a network of independent business men and women,

representing various life and health companies.

 
Securities offered through
United Equity Securities, LLC
A registered Broker/Dealer Member, MSRB, FINRA and SIPC,
10700 Richmond Ave. Suite #252
Houston, TX 77042
713-587-0608
 
Click to View
United Equity Securities, LLC  
* Business Continuity Plan and Client Disclosure Statement BCP
* Customer Identification Program Notice CIPN
Privacy Policy
 
Disclaimer:
 
At certain places on this website, live "links" to other internet addresses can be accessed. Such external internet addresses contain information created, published, maintained, or otherwise posted by institutions, organizations or individuals independent of Cline Financial Group and United Equities Securities, LLC. United Equity Securities, LLC and Cline Financial Group does not endorse, approve, certify, or control these external internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by United Equity Securities, LLC and Cline Financial Group. Cline Financial Group and United Equity Securities, LLC are unaffiliated companies.
 
Reproduction Disclosure:

No part of this site may be reproduced or transmitted in any form by any means (electronic, photocopy, recording, or otherwise),
without the written permission of  United Equity Securities, LLC or Cline Financial Group.
 
Filing Ghostwritten Material
 
FINRA reminds firms of their supervision obligations for communications intended to establish a registered representative's expertise, including communications ghostwritten by third-party vendors. To facilitate FINRA's review of ghostwritten communications filed by firms with the Advertising Regulation Department, FINRA requests that firms disclose in these filings that the communications were created by a third party, which may market them to other firms. See Regulatory Notice 08-27 for guidance on the use and supervision of ghostwritten communications.
 
Blue Sky Disclosure;
 
Mark A. Cline, is a Registered Representative of United Equity Securities, LLC, and is registered to transact business in the following states: FL, TX, CA, NC, and WA.
If you are a resident of any other state or territory, this website is not intended as solicitation of business.
 
Securities Disclaimer:
 
This is neither an offer to sell nor a solicitation to buy a security.  Such an offer can only be made by means of a Prospectus or Private Placement Memorandum. Please read the Private Placement Memorandum/Prospectus to ascertain the risks associated with any investment as all investments are not suitable for all investors. Cline Financial Group and United Equity Securites, LLC no longer offer "forein exhange" investments.
 
Local Office
400 SE 12th St
Suite #E
Fort Lauderdale, FL 33316
954-764-2929